CoreFi by EvenFi

CoreFi delivers a next-generation, cloud-native Core Banking SaaS platform built on a microservices architecture, empowering fintech innovators, neobanks, digital lenders, and financial institutions to rapidly launch and scale modern financial products cost-effectively. Our modular, API-first infrastructure eliminates the need to build core systems from scratch, providing pre-built, seamlessly integrated components for: - Account and wallet management with multi-currency support - Real-time transactions and payments processing - Comprehensive digital lending engine (from origination to servicing, ideal for BNPL and consumer credit) - Asset tokenization and digital assets management - Investment tools and advanced financial features Key innovations include full cloud scalability to handle explosive growth without legacy constraints, built-in regulatory compliance and security safeguards, white-label customization, and embedded finance capabilities that integrate banking/lending into any platform. This approach slashes development time and costs by up to 80%, accelerates time-to-market, enables effortless adaptation to emerging trends like tokenization and digital investments, and ensures operational reliability. Whether launching a neo-bank, a crowdfunding solution, or an embedded finance offering, CoreFi provides a flexible, future-proof foundation for innovation, competition, and growth, delivering superior user experiences while minimizing risk and maximizing efficiency.

CoreFi's SaaS Regulated Funding Solutions empower lenders, borrowers, and crowdfunding platforms to launch and operate EU-compliant funding operations swiftly and seamlessly. Built on our cloud-native, microservices architecture, this module delivers end-to-end regulated infrastructure for lending-based and investment-based crowdfunding under the European Crowdfunding Service Providers Regulation (ECSPR), enabling pan-EU passporting with built-in compliance. Key innovations include: - Full ECSPR alignment: Automated investor protections (knowledge tests, loss simulations, risk warnings, Key Investment Information Sheets), due diligence, AML/KYC integration, and project caps (€5M per offer/12 months). - For lenders/platforms: White-label, API-driven crowdfunding engines to manage campaigns, match borrowers with investors, handle repayments, and ensure regulatory adherence without building from scratch. - For borrowers/SMEs: Streamlined onboarding, funding access via compliant channels, and tools to present projects compliantly across the EU. Personalization & flexibility: Fully customizable branding, workflows, risk models, and investor journeys to fit unique business needs, whether neo-lending, P2P, equity crowdfunding, or hybrid models. Accelerate time-to-market dramatically. Pre-built, modular components reduce launch timelines from years to months, slashing development costs while maintaining scalability and security. Integrate effortlessly with CoreFi's core banking, digital lending, and tokenization features for richer offerings (e.g., tokenized assets in regulated campaigns). Ideal for fintechs, neobanks, digital lenders, and businesses entering regulated funding, gain a competitive edge with EU-wide reach, minimized regulatory risks, and focus on growth rather than compliance overhead.